This is FinEzzy
FinEzzy is a comprehensive one-stop personal finance solution designed to address savings, investments, protection (insurance), and credit within a single platform. This innovative approach provides users with an all-encompassing perspective and tailored solutions for their diverse financial needs.
Operating as a brand under the legal entity of Radical Advisors India Private Limited, FinEzzy was founded by Atul Garg, a financial advisor with over two decades of experience. Witnessing numerous investors succumb to debt traps or liquidate investments in times of crisis, Garg recognized the need for a platform to preserve and advance investors’ financial goals.
Thus, FinEzzy was born, launching its inaugural offering, “Loan against Mutual Fund,” as a credit solution within the personal finance sphere. FinEzzy empowers users to secure short-term credit against their mutual fund investments during financial emergencies rather than redeeming their investments. This approach enables investors to maintain the growth of their existing investments while addressing financial needs through an affordable, non-detrimental option that safeguards their credit score.
To empower individuals to achieve financial well-being by providing a comprehensive and seamless platform that offers instant, unbiased advice and guidance across all aspects of personal finance, ultimately helping users become financially net worth positive.
Meet our Team
Atul drives the primary aspect of business – designing innovative advisory solutions and delivering them in the most simple and efficient manner to the end user of the platform. He has rich experience of 23 years in dealing in Wealth Management space and is one of the founder members and currently a non-executive director of “Moneyboxx Finance Limited”, a BSE-listed RBI-regulated NBFC. He has completed Senior Management Program from IIM Kozhikode and is an MBA degree holder from Amrita Vishwa Vidyapeetham.
Manoj Bansal, by virtue of being a Chartered Accountant, brings to the table his expertise in detailed data analysis, be it complex financial statements or seemingly simple bank statements. Manoj has an uncanny ability to identify patterns in users’ credit behaviour which are of immense use in designing the Credit Underwriting Model. Manoj additionally leads a wholesale lending NBFC “Grow Money Capital Private Limited”, which has an outstanding AUM of 500+ crore. He has been dealing with large institutions but has a passion for making credit available to retail investors through innovative credit models.
Rajiv is a Chartered Accountant with 20 years of experience in forecasting and investigating finance and account issues. Track record of success reviewing the company’s systems and analysing risks, along with a great insight into maintaining accounting records and management pieces of information. He also worked as elected vice chairman and secretary of the Northern Region of the Institute of Chartered Accountants of India.
Govind is a practising Chartered Accountant with over 20 years of experience in the field of statutory & internal audit, taxation, and company law matters. Since 2002, he has served as a senior partner at Shyam Goel & Associates, a prestigious CA firm based in New Delhi. With an extensive background in managing and operating NBFCs, Govind is also the Promotor & Co-founder of Moneyboxx Finance Limited, a listed, rapidly growing NBFC. Moreover, he holds esteemed board member positions in various prominent companies.