6 Things to Know About Mutual Funds Loan
Life can surprise you when you least expect it. Every now and then, you might find yourself in a tight spot financially for various reasons like home renovations, family weddings, or sudden medical expenses. When faced with such cash shortages, the initial instinct is to dip into your savings or sell off your investments at […]
Why Loans Against Mutual Funds Considered a Safe Option?
When it comes to loans against mutual funds, one of the significant advantages is the reduced risk factor. Unlike taking a loan against a volatile asset like stocks or real estate, mutual funds offer a more stable and predictable value. This stability can provide lenders with confidence in approving loans and borrowers with peace of […]
Reshaping the Loan Market Through Digital Lending
Imagine a world where getting a loan is as easy as a few clicks on your smartphone. Thanks to digital lending, that future is not so far-fetched anymore. With the rise of fintech companies offering loans against mutual funds, borrowers can now access quick and hassle-free financing without the need for lengthy paperwork or waiting […]
Why Does Loan Against Mutual Funds Make Sense?
Instead of waiting for lengthy approval processes or dealing with the hassle of selling assets, getting into the value of your mutual fund investments allows you to access cash almost instantly. This gives a sense of security and peace of mind in times of financial need, without having to disrupt your long-term investment goals. Taking […]
What is an Expense Ratio: Meaning, Calculation and Importance
When talking about Mutual Funds’ Investments, one of the most important factors to consider is the Expense Ratio on Mutual Funds. This ratio decides how much you will pay for a particular period for your own fund. Since it pays for your management fund or associated costs, it will eventually have an important effect on […]
Margin Call: What is it, Triggers, Covers, and How to Avoid?
When you take out a Loan on Mutual Funds, what happens if the value of your portfolio decreases due to market volatility? Does this affect your Loan-to-Value (LTV) Ratio? If yes, how does the borrower manage this situation? As people dig into the intricacies of effective financial planning, understanding Margin Calls becomes an essence to […]
Easy Ways to Get a Personal Loan Without CIBIL Score
Sometimes, no matter how hard you try or how much effort you put into it, your CIBIL Score may determinedly decline to get to the next level. It can be frustrating when you’re constantly working towards improving your score, but it just won’t budge. This feeling might make you quit your dreams, as you might […]
How Does Loan Against Mutual Funds Work?
Unexpected expenses can often throw a wrench into our carefully laid-out strategies. As diligent investors, we understand the importance of preserving our assets while also ensuring we have access to funds when needed. This is where Loan Against Mutual Funds (LAMF) shines – a sophisticated solution blending financial prudence with accessibility. In today’s dynamic financial […]
How Does NAV Impact Your Eligibility for Mutual Funds Loans?
Have you ever wondered how the value of your mutual fund affects your loan options? The higher NAV of your mutual fund, the better loans you can get. This is similar to the market value of your property fluctuating, the higher the value, the more monetary power. But first, let’s understand what NAV is. If […]
Loan Against Mutual Funds or Redemption: Which is better?
Imagine this: You are in a tight spot, urgently needing funds. Borrowing from family or friends isn’t an option, but fortunately, your investments in Mutual Funds have grown, providing you with a financial lifeline. Now, you’re faced with a dilemma: cash out your assets or leverage them for a quick loan against Mutual Funds. Option […]
