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Margin Call: What is it, Triggers, Covers, and How to Avoid? 

When you take out a Loan on Mutual Funds, what happens if the value of your portfolio decreases due to market volatility? Does this affect your Loan-to-Value (LTV) Ratio? If yes, how does the borrower manage this situation?  As people dig into the intricacies of effective financial planning, understanding Margin Calls becomes an essence to […]

Easy Ways to Get a Personal Loan Without CIBIL Score 

Sometimes, no matter how hard you try or how much effort you put into it, your CIBIL Score may determinedly decline to get to the next level. It can be frustrating when you’re constantly working towards improving your score, but it just won’t budge. This feeling might make you quit your dreams, as you might […]

How Does Loan Against Mutual Funds Work? 

Loan Against mutual funds

Unexpected expenses can often throw a wrench into our carefully laid-out strategies. As diligent investors, we understand the importance of preserving our assets while also ensuring we have access to funds when needed. This is where Loan Against Mutual Funds (LAMF) shines – a sophisticated solution blending financial prudence with accessibility.  In today’s dynamic financial […]

How Does NAV Impact Your Eligibility for Mutual Funds Loans? 

How Does NAV Impact Your Eligibility for Mutual Funds Loans

Have you ever wondered how the value of your mutual fund affects your loan options? The higher NAV of your mutual fund, the better loans you can get. This is similar to the market value of your property fluctuating, the higher the value, the more monetary power.   But first, let’s understand what NAV is. If […]

Loan Against Mutual Funds or Redemption: Which is better?

Tips to increase CIBIL score

Imagine this: You are in a tight spot, urgently needing funds. Borrowing from family or friends isn’t an option, but fortunately, your investments in Mutual Funds have grown, providing you with a financial lifeline.   Now, you’re faced with a dilemma: cash out your assets or leverage them for a quick loan against Mutual Funds.   Option […]

Loans Against Mutual Funds: What Makes it Better Option Than Personal Loan 

Loan against mutual funds

Did you know that borrowing against your mutual fund investments can be a better option than ge­tting a personal loan? Let’s explore­ why this financial choice could be the solution you’ve­ been searching for.  The­ Financial Challenge  These­ days, unexpected mone­y needs often arise­. Having quick and hassle-free acce­ss to funds has become crucial, whethe­r […]

Teaching Kids About Money: Tips for Raising Financially Literate Children

Raising financially literate children is an essential part of parenting, akin to teaching them to read or ride a bike. It’s about setting them up for a lifetime of financial confidence and success. Here’s how we can make the complex world of money management both understandable and engaging for young minds, without oversimplifying the importance […]

Keep Your Investment: Opt for Loans Against Mutual Funds! 

loan against Mutual Funds

According to a report by Axis Capital India’s Mutual Fund industry has doubled its Assets under management in just four years to a significant value of Rs 50 lakh crore by December 2023. India’s mutual fund industry is expected to be worth Rs 100 lakh crore by 2030  Every individual well-versed in financial matters either […]

10 Quick Tips to Improve Your CIBIL Score 

Tips to increase CIBIL score

With the ascent of financial proficiency, individuals are becoming aware that the CIBIL score fills in as a strong sign of their reliability. This three-digit number holds the way to getting to different monetary items, including individual loans, credit cards, and home loans. Understanding the significance of your CIBIL score is urgent, particularly in a […]

Decoding Loan Terms: What New Borrowers Need to Know

Breaking down the complex world of loans might seem tough, but it doesn’t have to be. This guide is here to make all those confusing terms and rules around borrowing money easy to understand. We’ll walk you through everything you need to know, from how interest rates work to the little details hidden in the […]